Housing Loan EMI Calculator

Calculate your monthly EMI payments for housing loans

About Housing Loan EMI Calculator

This calculator helps you estimate your monthly EMI payments for housing loans with a special repayment structure where 75% of the tenure is for principal repayment and 25% is for interest repayment.

Calculation Method

Principal Repayment Months = 75% of Total Tenure

Interest Repayment Months = 25% of Total Tenure

Monthly Principal Payment = Loan Amount / Principal Repayment Months

Total Interest = Sum of monthly interest during principal repayment period

Interest EMI = Total Interest / Interest Repayment Months

Key Features

  • Special 75/25 repayment structure
  • Clear separation of principal and interest payments
  • Detailed breakdown of repayment schedule
  • Easy-to-understand results
  • Responsive design works on all devices